Investment Calculator

Calculate returns for lump-sum or dollar-cost averaging investments

Final Value

$215,892.50

Total Return

$115,892.50

Simple Interest

$180,000.00

💡 Compound vs Simple Interest

Compound: $215,892.50 vs Simple: $180,000.00— You earn $35,892.50 more with compounding!

Year-by-Year Breakdown

YearInvestedValueReturnROI
1$100,000.00$108,000.00$8,000.008.0%
2$100,000.00$116,640.00$16,640.0016.6%
3$100,000.00$125,971.20$25,971.2026.0%
4$100,000.00$136,048.90$36,048.9036.0%
5$100,000.00$146,932.81$46,932.8146.9%
6$100,000.00$158,687.43$58,687.4358.7%
7$100,000.00$171,382.43$71,382.4371.4%
8$100,000.00$185,093.02$85,093.0285.1%
9$100,000.00$199,900.46$99,900.4699.9%
10$100,000.00$215,892.50$115,892.50115.9%

Common Annual Returns